As a conscious consumer myself and a professional Intuitive Life Strategist with a unique and privileged insight into the money mindset and spending habits of thousands of self-help/personal development seekers over the past 15 years, I want to give you the no-holds barred, inside scoop on what I’ve come to know.
Some of these observations might seem controversial and trigger intense emotions such as anger, sadness or despair.  Bear in mind that they are just that – my observations – and I honour and fully accept that everyone is entitled to the inherent validity in their view.  I feel strongly about sharing them however, because if you yourself are a seeker who is serious about improving your happiness levels and quality of life in a meaningful, sustainable and authentic way, as I have personally seen with many of my clients, having a clear understanding of your own money mindset as it relates to your capacity to create these changes is KEY.
Generally speaking, most people on this pathway of consciousness and self-growth fall into 3 main categories:
1. Those who are in survival and truly believe they can’t afford, and more often than not, will never be able to afford the opportunities, support, resources they truly need.   
This is usually one and the same as a deeply entrenched belief that change is possible for others, but not for themselves.  I have seen many of these folks disbelieve that they can afford to even buy themselves a book.  They are the great shoppers and connoisseurs of the freebies of the self-help/personal development world.  When it comes to the notion of creating true freedom, happiness, transformation, healing and self-growth, their clever ‘something for nothing’ mentality inadvertently causes them to wind up shortchanging no one but themselves.
And that is not to sound callous because the reality is that many of these folks are struggling financially in very real ways.  Some are single mothers who are out of work, folks who are in eye-watering amounts of debt, who don’t know where the rent or food shopping money is going to come from each month and so on.  The distinction here as I have seen time and time again with folks just like this, but who nevertheless are somehow determined to turn things around, is the mindset below:
“This suffering, frustration, unhappiness and lack needs stop NOW.  I am better than this.  I own the deep inner knowing that I am meant for something much greater  I feel the fear of the unknown and am committed to doing whatever it takes anyway because anything is better than staying stuck at this place.  I am willing to put everything on the line and not leave myself a back door through which I can escape or shirk this commitment that I am making to my loved ones and myself.  I am going to put my whole self into this game and Goddamit, I am going to come up with a plan that will enable me to get the support I need to step into the next level and create the big inner and outer shift I so desperately need.”
The difference in the capability of a person with this mindset versus that of ‘I really can’t afford…” is clear.
2. Those who afford themselves a modest budget for their self-growth.  
They choose their price based on their incomings and existing commitments because they truly believe that it is the prudent thing to do.  The missing piece however is that these folks are usually very rooted in their logical, linear right brains where everything in their lives has a certain order and place.  Another way to view this is that the various ‘compartments’ of their lives – holidays, family commitments, education, bills, assets etc are by and large, tightly controlled by the budgets that have been set.
As Neale Donald Walsch once said, and I completely agree, “Life begins at the end of your comfort zone.”.  The place where these folks usually feel blocked in life is when, try as they might, they can’t get themselves over the energetic ‘tipping point’ or wall that they have actually created to keep themselves and their loved ones, on all levels – even unconscious fear or limitation-based ones – feeling protected and safe.
3. Those who without hesitation, go straight to the TOP in whatever situation they are in to secure the highest caliber of help, advice, learning and/or support that will enable them to take their next steps.  
They have a deep knowing that nothing in their outer lives is going to run smoothly or be the highest form of expression of which they are capable, if they haven’t done their inner work.  They are willing to do or spend whatever it takes to get that ‘inner’ piece, to make it happen, to get that sense of integrity, congruity and connectedness just right.  Rather than getting into mental gymnastics to justify ‘why’, they trust themselves on a core level and simply accept that it is something they ‘have to do’.
It is the folks in this category who are unafraid of their true nature as brave, courageous, capable souls.  They are willing to be stretched into bigger versions of themselves even when there are no external guarantees because they completely get that they need to say YES to the mighty force within themselves before the Universe will help them fashion a life that really ‘fits’.
They are comfortable being on the outside of their comfort edge because they have developed a taste for the miracles and massive transformation and growth that take place there.  They instinctively know that to create meaningful life-change, this is where they need to be.  I have noticed with the more advanced clients and colleagues of mine, that this is the place at which they actually hang out, think, dream, create and spend most of their time.
Here however is the most important thing about these 3 categories of folks:
Everyone is on their own journey of healing and self-growth and each person has their own timing and pace.  Because of this, the relationship between money mindset and self-growth might be more accurately represented by that of a spectrum along which you travel as you evolve.  These 3 markers are but 3 static points along that spectrum that I’ve shared as a way for you to gauge where you are now, what you have outgrown and how much more is possible for you along this path of self-help and personal development than you know.
I don’t mean it lightly when I say this:
If you are ready and really able to take this in, allowing this new understanding of your money or “havingness” mindset to intuitively guide you to your next steps can literally begin changing that situation you’ve been struggling with, and ultimately, your relationship to life.

HERE IS WHAT MY CLIENTS ARE SAYING

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  • I just wanted to let you know that I absolutely loved reading your article about the internet stealing our energy.  I completely know about this and don’t have to be convinced.  I would love to be able to write this kind of stuff myself as I have a feeling we share the same thoughts and “facts” about what is going on outside our consciousness and reality.

    D. M. Lane, Bristol, UK
  • I just finished your article, “Soul to Soul Recognition and Unrequited Love”. I found the link to this article on Wake Up World’s FB page and wanted to let you know how intuitive I thought it was. One of the best articles I have ever read.”

    J. S. Blankinship, Queensbury, NY
  • On Soul to Soul Recognition and Unrequited Love

    This article was amazing. Thank you for sharing this to the world. I just went through a situation very similar with the same feelings and actions. But I learned what I needed to, and reading this article just really gave me life and inspiration to keep going.

    D. R. Mycka, Orlando, FL, USA
  • I used to read some of Caroline’s writings  and feel like she was talking to me personally. I couldn’t ignore the voice inside me any longer, my soul cried for acknowledgement. Caroline knew instantly the place I was stuck and how to assist me out.

    J. Davidson, Christ Church, NZ
  • Talking with Caroline was such a breath of fresh air…I could sense that she really got it … she just got me. She understood me on a deep energetic level. I just knew that she would be there for me…as she has been…there with me through the trenches of my own transformation.

    W. K. Glenn, Viroqua, WI, USA
  • Caroline sees far into those valleys before you, places you would never want to walk into, and assures you of your way out. You know there is one person in this world that knows the terrain you have to cross and somehow, through the light she brings to your journey, she is with you in those valleys. She knows me better than even the people closest to me. And she is just the loveliest, smartest, funniest, calmest, humblest person. A phenomenal package deal.

    C. A. Francois, Trinidad, WI
  • Working with Caroline in the C&M L1 programme has helped me to leave a very negative work environment where my confidence, self-belief, and self-trust were being undermined constantly and eventually eroded. I felt safe in the knowledge that I had some support that is patient and understood the trouble I was having resolving this conflict.

    N. Duckworth, Melbourne, Australia
  • I feel so blessed to have Caroline as a spiritual mentor.  Participation in the Creativity and Manifestation Level 1 course has given me the tools to connect even deeper with my authentic self than I thought possible. The program really helps you clear your mindset so that you know what you deeply, truly want for your best life.

    D. Lifschutz, Woodmere, NY, USA
  • Caroline has the capacity to see the bigger picture and tailor her skills to anyone’s challenges. My life now feels so much more on track and in such a short time….I can’t thank Caroline enough.

    J. Davidson, Christ Church, NZ
  • Caroline is a gem.  She has the uncanny ability to be gentle and strong as she leads you to light bulb moments. C&M L1 has helped me to go back and lay a stronger foundation to build the rest of my life upon.  I’ve been given the tools to become more accomplished in business and in my personal life.

    L. Armstrong, Baton Rouge, LA, USA
  • My time with Caroline has not just been life supporting and life changing but probably (at the risk of overstating/sounding dramatic) life saving. I can’t imagine where I might have ended up if I had not done the work with her.

    C. A. Francois, Trinidad, WI
  • Caroline stands with you and shows you these deep painful pictures that you hold in your being, that you think define you and she sits with you while you process self-betrayal, lack of love and validation, incompleteness. Then she pushes you to move on, to leave behind what no longer serves you, what you grasped at in a futile attempt to complete or validate yourself.

    N. S. Gomes, Trinidad, WI
  • Working with Caroline over the past 8 months has been extremely enlightening and rewarding. She guided me into experiencing myself as a beautiful spirit, I can recognise the fog right away and with her help can use the tools she has taught me to return to the way of being where I am happier and more appreciative of myself.

    G. Kuruvilla, Trinidad, WI
  • A gifted Intuitive Healer and Clairvoyant, Caroline has helped me return to my life-path during my private coaching sessions with her….Defined goals were changed as new insights came up.  During the process core healing and in-depth transformation took place; my own ability to help myself has improved.  I am very grateful for her very timely and effective work.

    E. Warner, Silver Springs, MD, USA
  • Thank you for your patience, and your incredible, magical wisdom and clarity guiding me as I navigate these passages. Pure awesomeness. I honestly don’t know how I would have made it onwards this year without you.

    C. Francois, Trinidad, WI
  • Caroline helped navigate me step by step and she never made me feel alone, yet still, she gave me wings to fly by myself, free from my bondage within.  I am a new person and even though I may look the same, sound the same, the inner transformation is mind blowing, I have begun to live the life in the space I’ve wanted to for so long.

    L. Rollock, Toronto, Canada
  • Caroline is a very professional teacher who cares deeply about supporting her students as they align authentically with their spirit, develop their intuition and create their best life. She is equally skilled in the classroom teaching in groups as in her intensive one to one mentoring work with private clients…It is gratifying to know that she is helping and empowering so many people to fully integrate their soul purpose and inner voice into their daily lives, work and relationships.

    F. M. Sheppard, Director, Academy of Clairvoyance & Consciousness
  • Caroline comes into your life at the divine moment in which you have been meant to receive such a blessing! For me, I knew I had to contact her after reading one of her many profound and insightful articles. Caroline is the most intuitive person I have met and there is nowhere to hide from yourself when you have met Caroline! She reads you like a book and that is part of her magic and her blessing to your life’s journey and growth!

    M. Francesci, Toronto, Canada
  • Caroline’s insights are deep and thorough.  She reaches to the origin of our problems and shows the ways to resolve them. She is able to take you down to your emotions which works as catharsis readying you to introduce changes in your life. I recommend Caroline to everyone who wants to improve life and take responsibility for it.

    M. Zimnicka, Poland
  • You just know that something is troubling you, and you don’t know what it is. Caroline has the gift of seeing the energy patterns from where, and from when, these emotions have emerged. Revealed at last, this knowledge can help you to understand what is happening, and understanding is the beginning of compassion. Compassion for your own self. And that is the beginning of healing.

    G. A. Gomes, San Jose, CA, USA
  • Well, I for one didn’t believe! But I feel now that I can move stuff – really old stuck stuff – because of the process.. It’s the combo of you and your insights and guidance and how you have structured things.

    C. A. Francois, Trinidad, WI
  • Caroline has this down to earth way of just bringing to light the things we have trouble seeing through her intuitive work.  I always feel a sense of spiritual connection, a sort of motherly love unfailing feeling,  like I could say anything without being judged or reprimanded, it’s a place of constant understanding.

    L. Rollock, Toronto, Canada
  • Caroline starts you on this journey, she helps you to clear the issues that you now have the power and will to deal with, she helps you to build the life you choose for yourself, this inner self that is a hidden treasure she gave you the map to discover.

    N. S. Gomes, Trinidad, WI
  • I have experienced tremendous inner growth where I’m able to recognize and appreciate my own self worth.  I am more than enough.  I am kind to my body as I nourish it in a healthier way.

    L. Armstrong, Baton Rouge, LA, USA
  • She championed me and believed in me way more than I could. She held big spaces for me to fill in and has often stopped me from going further into painful situations even when I wanted to with all my heart. She helped me free myself and made me bolder than I have ever been in facing life. She saw what was there, all my buried potential, and gave me the hope and the confidence to go after it even when I couldn’t even imagine the way ahead, far less see it.

    C. A. Francois, Trinidad, WI
  • In Buddhism the lotus is known to be associated with purity, spiritual awakening and faithfulness, it is a beautiful flower that sits upon murky ponds, you help people find all these things and help us surface out of our murky ponds and bring out the beautiful lotus flower in all of us! oxo

    C. Hamel-Smith, Perth, Australia
  • There are no expectations, or judgements, or conditions with Caroline. In my experience, and humble opinion, Caroline Diana Bobart is an oracle in the truest meaning of that word.

    G. A. Gomes, San Jose, CA, USA
  • Caroline has helped me not only within myself but with my relationships with others. She is a natural healer and can see what we need for ourselves before asking the questions.

    L. Rollock, Toronto, Canada
  • I treasure my time with Caroline, she holds a safe space for me to go within and meet my true self…Unfortunately the journey of discovery is messy, scary, painful, full of anger and disappointment whilst the forever supportive Universe constantly sends experiences that help you to grow and break the old patterns.  Caroline is the anchor in this muddy messy place.

    N. S. Gomes, Trinidad, WI
  • Sometimes the mind can get cloudy; you become so wrapped up and trapped in its many convolutions, that you find yourself not even knowing where the hell you are. Or worse, even ‘who’ you are, and your true location and trajectory in the grand scheme of your life experience. Caroline’s inner work helps to open a window through the clouds; it helps you to hear and see through the mind’s sometimes deafening and blinding chatter. She can bring clarity to your life situation.

    G. A. Gomes, San Jose, CA
  • She championed me and believed in me way more than I could. She held big spaces for me to fill in and has often stopped me from going further into painful situations even when I wanted to with all my heart. She helped me free myself and made me bolder than I have ever been in facing life. She saw what was there, all my buried potential, and gave me the hope and the confidence to go after it even when I couldn’t even imagine the way ahead, far less see it.

    C. A. Francois, Trinidad, WI
  • Caroline has truly been such a blessing to my life beyond what words can describe and I feel like I just met her! Not only is she one of the most intuitive and downright loving individuals that I’ve ever met but she might even be the most grounded as well … which is a rare combo in my experience.

    W. K. Glenn, Viroqua, WI, USA
  • Throughout the process, the freedom, the power, the awareness, the adventure, your truth, your being, start to rise and there is no going back, no way you can ‘unsee’ you.

    You honour your ‘soldier’ that has kept you safe in your journey to your knowing of your true self and you retire ‘the soldier’. You begin to celebrate you, you stand in awe that this powerful, joyful being is you and what stretches ahead of you is getting to know yourself.

    N. S. Gomes, Trinidad, WI
  • I am 56 years old and had always been a pretty upbeat and positive person. However, recently I had become quite negative and stuck in self-judgment and feeling like I had no direction to my life.
    Since I have begun…I have made significant forward movement and released a huge amount of old beliefs that have held me back and kept me stuck in feeling negative and sorry for myself.  I have released things like anger, resentment, jealousy, envy and patterns that I was not even aware I had until Caroline pointed them out and helped me see them.

    C. Freiwald, Golden, CO, USA
  • It’s the combo of you and your insights and guidance and how you have structured things, and then the people in the group itself, and then of course the hand of spirit underneath it all working with me in ways I still don’t fully appreciate…until it kind of jumps out at me to reveal something.

    All of that translates to feeling supported compared to the vacuum from which I was trying to shift things. It’s so subtle and gentle…fast moving but you can’t tell…just like light is.

    C. A. Francois, Trinidad, WI
  • Caroline has an incredible gift…She was very gentle, kind, and humorous at times which I loved, but really direct and ‘to the point’ also.  She gave me exactly the right amount of information for me to process. It was clear to me that Caroline was really tapping into my energy, with incredible observations of exactly how I feel in the moment and in the past; she showed me what I need to do to grow further, and to flourish.

    J. Legge, North Wales, UK
  • From my very first consultation with Caroline, I felt the comfort and warmth one feels when spending time with a dear friend; but not a ‘friend’ in the popular sense of the word. I mean a friend you may have never met before, but who somehow knows YOU, and sees YOU in a way no one else can; far deeper than you can see yourself. She reads the energy patterns that emanate from you; energy patterns that your thinking mind, so busy yapping on and on with itself, knows absolutely nothing about.

    G. A. Gomes, San Jose, CA, USA
  • In my experience, working with Caroline is simple and safe. She explains and talks in a clear grounded and down to earth way. Importantly, she takes the lead from her client, so that has allowed me to be in control, to come to my own understandings and realisations.

    She has great insight and intuition and can guide without interfering. The more I am ‘safe’ is the more I can trust and relax and be open to myself… and have the courage to see what I have been too scared to see.

    J. Duprey, Nailsworth, England, UK
  • Caroline is so approachable, calm and easy to work with.  I never feel judged.  I feel I’m able to open up and say what I need to say without feeling silly or ridiculous.  I’ve had times during these past few months where I needed that extra support.  I found the courage to ask for it and I got it.  Caroline is so insightful and hits the nail on the head with things I struggle to explain or understand, she has a way with words that makes sense out of the things I’m struggling with.  She seems to get what I’m trying to say….so understanding and intuitive.  Even though this is very serious work there is humour too which just helps lighten a situation I’m struggling with, without Caroline being dismissive.

    M. O’Sullivan, Chepstow, Wales, UK
  • Before now, I have not felt that I have had the ‘right’ to have a sense of ‘self’ that is not entwined with others. I am now beginning to feel that I ‘deserve’ to take my space, be my size … instead of minimising myself and fitting in, pleasing….

    Most essential to all of this having a regular/daily practices…This is key for helping me begin to know and trust my own energy and myself – and to  be able to listen and to express more authentically from my centre.

    I feel more solid and true…

    J. Duprey, Nailsworth, England, UK
  • I would tell others that if they are interested in a truly high level of healing, releasing and growth in their inner world and outer manifestations this is the best possible program!  I have done many workshops and programs and read tons of books on how to remove negative beliefs and patterning.  This program actually delivers in such a huge way that I can’t even compare it to any other program I have been in or book I have read.

    Caroline is incredibly intuitive, supportive and insightful.  She has this way of seeing and getting right to the issue that you may not ever have even considered and then it’s like ‘Oh, wow!  She’s so right on!  I see it now.’

    C. Freiwald, Golden, CO, USA
  • I have been able to shift a lot of stuck energy by having the courage to face and acknowledge past hurts, although this was and is extremely difficult for me, with Caroline’s guidance and support I am able to work through it.  Lots of tears and journaling – but once you get past that hump it’s amazing, the self-awareness and revelations experienced – the insight into what was holding me back – it’s hard to put into words but it has changed me in so many ways…I’m confident that whatever comes up next I will have that support, which is key to me moving through this.

    M. O’Sullivan, Chepstow, Wales, UK
  • There is always a reason for everything and understanding the unknown or dormant parts of you is the key to your spiritual growth. Caroline is a great master at helping you on your road to better understanding yourself.

    D. Dokmanovic, London, UK